What is Robinhood Chain? Robinhood Evolved from a Mobile App to a Blockchain

As of July 9, 2026

Robinhood has evolved beyond its commission-free trading app with the launch of the Robinhood Chain Public Mainnet on July 1, 2026. The new Layer 2 blockchain marks Robinhood's expansion into decentralized finance, connecting traditional investing with on-chain financial services.

Robinhood Chain:
An AI-native, permissionless Layer 2 blockchain built on the Arbitrum Platform, designed to deliver fast, low-cost transactions for tokenized real-world assets (RWAs) and next-generation financial applications.

How Robinhood Chain Works

As a Layer 2 solution, Robinhood Chain processes transactions off-chain and then bundles them to be settled on the Ethereum mainnet. This "Rollup" architecture allows for a massive increase in throughput without sacrificing security.

Component	Function
Arbitrum Orbit	The underlying technology stack that provides the chain's execution environment and L2 scalability.
Native Bridge	A secure gateway allowing users to transfer assets between Ethereum and Robinhood Chain instantly.
Trading MCP	A Model Context Protocol that allows AI agents to interact directly with the chain's data and tools.

Robinhood's Agentic Trading

One of the most innovative aspects of the Robinhood evolution is Agentic Trading. Recognizing that retail traders often lack the sophisticated tools used by institutional high-frequency firms, Robinhood has introduced "Agentic Accounts".

Through the Trading MCP, users can connect AI models to their Robinhood accounts to analyze equities, options, and crypto markets 24/7 and automatically execute trades. Robinhood's Human-in-the-Loop approach ensures users retain control by setting capital limits and safety guardrails.

Tokenized Real-World Assets (RWAs) on Robinhood Chain

Robinhood Chain is purpose-built for the next frontier of finance: Tokenization. By bringing traditional assets onto the blockchain, Robinhood unlocks liquidity and 24/7 accessibility that was previously impossible.

Stock Tokens, available in over 120 countries through the Robinhood Wallet, represent fractional ownership of real stocks. On Robinhood Chain, users can trade them 24/7, lend them, or use them as DeFi collateral to earn additional yield.

Evolution from Mobile App to Blockchain

The journey of Robinhood has been one of continuous expansion of "ownership."

2013–2020:
The App Era

Focused on democratizing access to the U.S. stock market through a simple, commission-free mobile interface.

→

2021–2024:
The Crypto Growth

Introduced crypto trading, self-custody wallets, and international expansion into the EU and UK.

→

2025–2026:
The Blockchain Era

The launch of Robinhood Chain and Agentic Trading transformed Robinhood from a trading app into infrastructure for decentralized finance.

By launching its own chain, Robinhood has moved from being a participant in the financial system to being the venue itself. This vertical integration allows for lower costs, faster innovation, and a more cohesive user experience.

Conclusion

Robinhood Chain combines blockchain, AI-driven trading, and a user-friendly app into a single platform, enabling users to trade tokenized assets, earn yield, and manage their finances on-chain.

Frequently Asked Questions (FAQs)

1. Can I trade U.S. stocks 24/7 on Robinhood Chain?

Yes, through Stock Tokens. While traditional markets have set hours, Stock Tokens on the Robinhood Chain can be traded 24/7 on decentralized exchanges like Uniswap and Lighter, provided you are in a supported jurisdiction.

2. Is Robinhood Chain secure for institutional use?

Robinhood Chain is built to institutional standards using the Arbitrum platform. It features deep integrations with security leaders like BitGo for custody and Chainlink for reliable data, ensuring a robust environment for high-value transactions.

3. What is the role of AI in Robinhood's new ecosystem?

AI is central to Agentic Trading. Users can connect AI models to their accounts via the Trading MCP to automate market analysis and trade execution, allowing retail investors to utilize strategies previously reserved for institutional algorithmic traders.

Disclaimer: This content is for informational purposes only and does not constitute financial advice. Robinhood Chain services and Stock Tokens are subject to jurisdictional availability and regulatory requirements. Cryptocurrency and DeFi involve significant risk.